5 tips to maintain a good credit score in credit report

BY NAVYANSH

Image Credit: images.google.com

Why maintaining a good credit score necessary? Because it helps you to get better credit offers and better interest rate than low credit scorer.

Image Credit: images.google.com

Here are some tips to maintain a good and healthy credit score in long run.

Image Credit: images.google.com

Make sure you always pay your loans on time.

1

Pay your loans on time

Image Credit: images.google.com

Don't over utilize your Credit Card. Make sure you always use less than 30% of your limit.

2

Use credit card wisely

Image Credit: images.google.com

Maintain a good credit history by utilizing mixed credit use of secure and unsecured loans.

3

Maintain a good credit history

Image Credit: images.google.com

Always check your credit report on monthly or quarterly basis to keep track of your running and closed loan as well as disputes. 

4

Do monthly or quarterly audit

Image Credit: images.google.com

Don't apply for too many loans or credit card. It may consider as hard enquiries and may seriously  impact in your credit report. 

5

Don't apply for many loans or credit card

Image Credit: images.google.com

Get more important tips by joining our telegram channel by clicking link below.