BY NAVYANSH
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Why maintaining a good credit score necessary? Because it helps you to get better credit offers and better interest rate than low credit scorer.
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Here are some tips to maintain a good and healthy credit score in long run.
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Make sure you always pay your loans on time.
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Don't over utilize your Credit Card. Make sure you always use less than 30% of your limit.
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Maintain a good credit history by utilizing mixed credit use of secure and unsecured loans.
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Always check your credit report on monthly or quarterly basis to keep track of your running and closed loan as well as disputes.
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Don't apply for too many loans or credit card. It may consider as hard enquiries and may seriously impact in your credit report.
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